Multi-asset model portfolios
Multi-asset model portfolios are a way of investing in a range of assets according to a defined investment strategy and objective.
Multi-asset model portfolios are professionally managed portfolios, which can include investments in multiple asset classes and investment structures including managed funds, ETFs and cash investments. They’re a way for you to access these types of investments in a consolidated and transparent portfolio.
PIC Lifecycle Multi-Asset Model portfolios
The PIC Lifecycle Multi-Asset Model portfolios (PIC Lifecycle portfolios) are managed by Lonsec Investment Solutions Pty Ltd in collaboration with PIC as investment adviser. The PIC Lifecycle portfolios are designed to meet each stage of the investment lifecycle, from accumulation and through retirement.
The PIC Lifecycle portfolios may be selected only by PIC Accredited Advisers. A PIC Accredited Adviser is an authorised representative of a licensee who has received accredited approval from PIC to access their services and the PIC labelled investment options.
Multi-Asset Model portfolios may invest in managed investment schemes which may expand your breadth of investment over additional securities and trusts increasing diversification.
Why choose the PIC Lifecycle portfolios
Key features
Six multi-asset model portfolios designed to meet each stage of the investment lifecycle, from accumulation and through retirement
A minimum initial investment amount of $100,000
Benefits of the PIC Lifecycle portfolios
Access to professional investment management
You can invest in a range of assets (which may include managed funds, ETFs and cash investments) with the added benefit of having your portfolio constructed and managed professionally.
Diversification
Multi-asset model portfolios provide you with access to a range of asset classes, enabling simple access to a diversified portfolio of investments.
Transparency
You can see the individual investments and investment strategies that are held within the portfolios through consolidated reports and statements.
Portability
You can transfer Australian listed securities and units in managed funds that are held by (or for) you into the Expand platform before transfer into the Navigator Integrated SMA (‘the iSMA’)1 and still retain the beneficial ownership (non-Superannuation only) in those assets.
Some additional benefits for advisers:
Business efficiency
With multi-asset models you spend less time administering your client’s portfolio and more time servicing your clients, which can help you reduce the total cost of servicing your clients.
Less administration
Receive the benefits of investing in multi-assets without the administrative burden of tracking separate investments and reporting.
| Asset class | Portfolio | Investment manager | How to invest |
|---|---|---|---|
| Multi-asset diversified | PIC Lifecycle Growth Moderate | Lonsec Investment Solutions | Through platform: Expand Extra |
| PIC Lifecycle Growth Assertive | Lonsec Investment Solutions | Through platform: Expand Extra | |
| PIC Lifecycle Growth Aggressive | Lonsec Investment Solutions | Through platform: Expand Extra | |
| PIC Lifecycle Income Conservative | Lonsec Investment Solutions | Through platform: Expand Extra | |
| PIC Lifecycle Income Moderate | Lonsec Investment Solutions | Through platform: Expand Extra | |
| PIC Lifecycle Income Assertive | Lonsec Investment Solutions | Through platform: Expand Extra |
Need more information?
To learn more about the how the PIC Lifecycle portfolios can benefit your clients, please contact your BDM, the Private Investment Consulting team or visit the PIC website.
1 The Navigator Integrated SMA (‘the iSMA’) is a registered managed investment scheme accessible via the MLC Wrap and MLC Navigator investor directed portfolio service and superannuation platforms.
