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Investor education

As an investor, you need to consider your investment goals and create a plan that will help you meet your financial objectives regardless of how the markets are performing. Giving yourself the best opportunity to do this requires careful decision making and a good understanding of your investment options.


From investment basics to retirement considerations, our education series can help you with the knowledge and tools you need to achieve better investment outcomes.


Please note that MLC Asset Management has not taken into account individual investor objectives, financial situations or needs. If you need help with your investment strategy you should speak to an authorised financial adviser.

Why do investment markets go up and down?

Markets will always rise and fall. But while changes in the value of your investments can be unsettling, it’s important to take a long-term view.

What is diversification?

Putting all your investment eggs in one basket can work when the investment is performing well, but could leave you very exposed if anything goes wrong. Diversification - spreading your money across different investments - can help you manage that risk.

Why invest for the long term?

As a rule of thumb, if you want higher returns, you should be prepared to hold onto your investments for a number of years - and expect that they may fluctuate in value a lot over time.