Skip to Content

Responsible investing

We believe a sustainable economy and healthy society are key drivers of long-term wealth creation.

Please note, the information provided on these webpages is for funds which are managed by MLC Asset Management Services Limited (MSL) only. You should assess or seek information on the responsible investing policy or equivalent environmental, social and governance policy for any other entity, including another Insignia Financial Group entity or one of its partner investment managers through their respective websites.

You can have confidence the funds managed by MSL aim to invest your money in a responsible way. MSL takes into account Environmental, Social and Governance (ESG) risks which impact the sustainability of companies and governments and influence an investment’s long-term performance.

MSL’s responsible investing update summarises our ESG approach and provides examples of recent ESG-related activities in client portfolios.

Responsible investing update (PDF)

What are ESG risks?

Environmental - climate change, waste and pollution, resource depletion.

Social and labour standards - working conditions, employee relations and diversity, health and safety.

Governance - executive pay, bribery and corruption, tax strategy.

Further we believe companies that best manage ESG risks are more likely to be financially sustainable in the long run.

For example, if a company isn’t taking into account pollution risks (E), underpays its workers (S), or has weak oversight of key business functions (G), then it will likely experience adverse consequences at some point, which in turn will negatively impact its operations, financial performance and share price.

This is why we carefully consider ESG factors when selecting individual investments for our clients’ portfolios.

We also believe voting on resolutions for the companies we invest in and actively engaging with companies provides an opportunity to enhance and protect the long-term value of clients’ portfolios.

Image of a windfarm

Our approach

Tick icon

Our key beliefs and processes are outlined in MSL's Responsible Investment Policy.

Tick icon

We believe engagement with companies is more likely to lead to better investment outcomes and positive change than negative screens. We engage mainly via our specialist investment managers and can also engage directly.

Tick icon

We assess ESG risks in our asset allocation and our investment manager selection processes.

Tick icon

We require our specialist investment managers to report to us each quarter on their ESG activities, how they’ve engaged with companies, and their proxy voting actions.

Tick icon

MLC Investments Limited (MLCI) has a Proxy Voting Policy that details its approach to voting on its funds’ investments and how it has voted.

Tick icon

We place additional emphasis in our process on the critical issues of climate change and modern slavery.

Tick icon

MSL is a member of the Responsible Investment Association of Australasia (RIAA), and the Investor Group on Climate Change (IGCC) because we believe working with others in the industry helps us all to invest in a manner that supports sustainable capitalism for the benefit of investors generally.

People

james-taylor

James Tayler

Head of Responsible Investing


 
 
Important information

The information in the Responsible Investing section of the website is for MLC Asset Management Services Limited ABN 38 055 638 474 AFSL 230687 (‘MSL’, ‘we’, or ‘our’) only. MSL is the Principal Investment Advisor to MLC Investments Limited and the Portfolio Manager to NULIS Nominees (Australia) Limited. MLC Investments Limited, Navigator Australia Limited, NULIS Nominees (Australia) Limited and MSL are part of the Insignia Financial group of companies (comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate) (‘Insignia Financial Group’).

The information in the Responsible Investing section of the website is indicative and prepared for information purposes only and does not purport to contain all matters relevant to any particular investment or financial instrument. Any opinions expressed constitute our judgement at the time of issue and are subject to change. We believe that the information provided is correct and that any estimates, opinions, conclusions or recommendations are reasonably held or made at the time of compilation. However, no warranty is made as to their accuracy or reliability. The information provided is subject to change without notice, and we shall not be under any duty to update or correct it. All statements as to future matters are not guaranteed to be accurate and any statements as to past performance do not represent future performance. We may rely on third parties to provide certain information. We are not responsible for its accuracy or liable for any loss arising from person relying on information provided by third parties. Subject to any terms implied by law and which cannot be excluded, we shall not be liable for any errors, omissions, defects or misrepresentations (including by reasons of negligence, negligent misstatement or otherwise) or for any loss or damage (whether direct or indirect) suffered by persons who use or rely on the communication.

The information in this website section is subject to the terms and conditions under the general website disclaimer.

You should obtain a Product Disclosure Statement (PDS) and target market determination (TMD) relating to any financial products mentioned in this section and consider the PDS and TMD before making any decision about the product. A copy of the PDS or TMD is available upon request by phoning the MLC call centre on 132 652 or on MLC’s website at mlc.com.au.

This information in this website section is directed to and prepared for Australian residents only.