MLC Inflation Plus portfolios
Targeting returns above inflation while managing market uncertainty
The MLC Inflation Plus portfolios are actively-managed portfolios that aim to deliver returns above inflation over a particular period, through different investment environments. This gives investors more certainty they’ll get the returns they need to help achieve their financial goals.
Download adviser flyer (PDF)
Download investor flyer (PDF)
Focus on preserving and growing wealth
We aim to preserve and grow our portfolios, helping smooth the bumps in your client’s investment journey.
More confidence in investment outcomes
We manage risk differently, providing more certainty around your clients’ investment outcomes – especially important when they’re close to or in retirement.
Prepare your clients for many futures
Our unique Investment Futures Framework prepares our portfolios for 40+ future scenarios – to manage threats and capture opportunities to grow your client’s wealth.
Understanding the advantages of MLC Inflation Plus portfolios
Introducing the MLC Inflation Plus portfolios
Al Clark, Head of Investments, discusses how MLC Inflation Plus portfolios are built to maximise investment returns for risk-conscious investors.
MLC Inflation Plus portfolios - Under the hood
Ben McCaw, Senior Portfolio Manager, discusses what’s inside MLC Inflation Plus portfolios, and how our customised building blocks help us prepare client portfolios for future market ups and downs.
MLC Inflation Plus portfolios at a glance
MLC Inflation Plus portfolios target returns above inflation subject to limiting the risk of negative returns.
MLC Wholesale Inflation Plus Conservative Portfolio
Risk profile
May suit your clients if they:
- want to achieve a 2% p.a. return above inflation (after management costs) subject to limiting the risk of negative returns over 3 year periods
- want a smoother pattern of returns than a traditionally managed portfolio
- understand that the minimum suggested time to invest in the portfolio is 3 to 5 years
- are comfortable knowing that the portfolio has an estimated number of negative annual returns of between 1 to 2 years in 20 years
- are comfortable with the portfolio’s asset allocation changing significantly over time
MLC Wholesale Inflation Plus Moderate Portfolio
Risk profile
May suit your clients if they:
- want to achieve 3.5% p.a. return above inflation (after management costs) subject to limiting the risk of negative returns over 5 year periods
- want a smoother pattern of returns than a traditionally managed portfolio
- understand that the minimum suggested time to invest in the portfolio is 5 to 7 years
- are comfortable knowing that the portfolio has an estimated number of negative annual returns of approximately 4 years in 20 years
- are comfortable with the portfolio’s asset allocation changing significantly over time
MLC Wholesale Inflation Plus Assertive Portfolio
Risk profile
May suit your clients if they:
- want to achieve 4.5% p.a. return above inflation (after management costs) subject to limiting the risk of negative returns over 7 year periods
- want a smoother pattern of returns than a traditionally managed portfolio
- understand that the minimum suggested time to invest in the portfolio is 7 to 10 years
- are comfortable knowing that the portfolio has an estimated number of negative annual returns of between 4 to 5 years in 20 years
- are comfortable with the portfolio’s asset allocation changing significantly over time
- understand the risks of investing in a geared portfolio and are comfortable with our investment experts flexibly managing the gearing level up to 40%
Research house ratings
The MLC Inflation Plus Portfolios are rated by Lonsec and Zenith. For further information, please contact one of our Business Development Managers.
How to invest
Direct investors
Accessing the MLC Inflation Plus portfolios is easy. You can invest through MLC MasterKey Super Fundamentals, opens in new window MLC MasterKey Pension Fundamentals, opens in new windowor through your financial adviser.
Advisers
For more information on available platforms please speak with your MLC Representative or visit mlc.com.au, opens in new window
Invest through a platform – super or pension account
Invest through a platform – investing outside a super or pension account
Find out more
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