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MLC Inflation Plus portfolios

Targeting returns above inflation while managing market uncertainty

The MLC Inflation Plus portfolios are actively-managed portfolios that aim to deliver returns above inflation over a particular period, through different investment environments. This gives investors more certainty they’ll get the returns they need to help achieve their financial goals.

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Focus on preserving and growing wealth

 


 

We aim to preserve and grow our portfolios, helping smooth the bumps in your client’s investment journey.

More confidence in investment outcomes

 


 

We manage risk differently, providing more certainty around your clients’ investment outcomes – especially important when they’re close to or in retirement.

Prepare your clients for many futures

 


 

Our unique Investment Futures Framework prepares our portfolios for 40+ future scenarios – to manage threats and capture opportunities to grow your client’s wealth.

Understanding the advantages of MLC Inflation Plus portfolios

Introducing the MLC Inflation Plus portfolios

Al Clark, Head of Investments, discusses how MLC Inflation Plus portfolios are built to maximise investment returns for risk-conscious investors.

MLC Inflation Plus portfolios - Under the hood

Ben McCaw, Senior Portfolio Manager, discusses what’s inside MLC Inflation Plus portfolios, and how our customised building blocks help us prepare client portfolios for future market ups and downs.

MLC Inflation Plus portfolios at a glance

MLC Inflation Plus portfolios target returns above inflation subject to limiting the risk of negative returns.

MLC Wholesale Inflation Plus Conservative Portfolio

Risk profile



May suit your clients if they:

  • want to achieve a 2% p.a. return above inflation (after management costs) subject to limiting the risk of negative returns over 3 year periods
  • want a smoother pattern of returns than a traditionally managed portfolio
  • understand that the minimum suggested time to invest in the portfolio is 3 to 5 years
  • are comfortable knowing that the portfolio has an estimated number of negative annual returns of approximately 2 years in 20 years
  • are comfortable with the portfolio’s asset allocation changing significantly over time

MLC Wholesale Inflation Plus Moderate Portfolio

Risk profile



May suit your clients if they:

  • want to achieve 3.5% p.a. return above inflation (after management costs) subject to limiting the risk of negative returns over 5 year periods
  • want a smoother pattern of returns than a traditionally managed portfolio
  • understand that the minimum suggested time to invest in the portfolio is 5 to 7 years
  •  are comfortable knowing that the portfolio has an estimated number of negative annual returns of between 4 to 5 years in 20 years
  • are comfortable with the portfolio’s asset allocation changing significantly over time

MLC Wholesale Inflation Plus Assertive Portfolio

Risk profile



May suit your clients if they:

  • want to achieve 4.5% p.a. return above inflation (after management costs) subject to limiting the risk of negative returns over 7 year periods
  • want a smoother pattern of returns than a traditionally managed portfolio
  •  understand that the minimum suggested time to invest in the portfolio is 7 to 10 years
  • are comfortable knowing that the portfolio has an estimated number of negative annual returns of between 4 to 5 years in 20 years
  • are comfortable with the portfolio’s asset allocation changing significantly over time
  • understand the risks of investing in a geared portfolio and are comfortable with our investment experts flexibly managing the gearing level up to 40%

 


Research house ratings

The MLC Inflation Plus Portfolios are rated by Lonsec and Zenith. For further information, please contact one of our Business Development Managers.


 

How to invest

Direct investors

Accessing the MLC Inflation Plus portfolios is easy. You can invest through MLC MasterKey Super Fundamentals, opens in new window MLC MasterKey Pension Fundamentals, opens in new windowor through your financial adviser.

Advisers

For more information on available platforms please speak with your MLC Representative or visit mlc.com.au, opens in new window

Invest through a platform – super or pension account

Invest through a platform – investing outside a super or pension account

Find out more

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Meet the MLC investment team and portfolio specialists.

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